APA-viite (7. p.)

World Bank, ebrary, Inc, Holzmann, R., & Palmer, E. E. (2005). Pension reform: Issues and prospect for non-financial defined contribution (NDC) schemes. World Bank.

Chicago-viite (17. p.)

World Bank, Inc ebrary, Robert Holzmann, ja Edward E. Palmer. Pension Reform: Issues and Prospect for Non-financial Defined Contribution (NDC) Schemes. Washington, DC: World Bank, 2005.

MLA-viite (9. p.)

World Bank, et al. Pension Reform: Issues and Prospect for Non-financial Defined Contribution (NDC) Schemes. World Bank, 2005.