APA način citiranja (7. izdanje)
ebrary, Inc, Apfel, K. S., & Graetz, M. J. (2005). Uncharted waters: Paying benefits from individual accounts in federal retirement policy : Study Panel final report. National Academy of Social Insurance : [distributed by] Brooking Institution Press.
Čikaški stil citiranja (17. izdanje)
ebrary, Inc, Kenneth S. Apfel, i Michael J. Graetz. Uncharted Waters: Paying Benefits from Individual Accounts in Federal Retirement Policy : Study Panel Final Report. Washington, D.C.: National Academy of Social Insurance : [distributed by] Brooking Institution Press, 2005.
MLA način citiranja (9. izdanje)
ebrary, Inc, et al. Uncharted Waters: Paying Benefits from Individual Accounts in Federal Retirement Policy : Study Panel Final Report. National Academy of Social Insurance : [distributed by] Brooking Institution Press, 2005.
Upozorenje: Ovi citati možda nisu uvijek 100% točni.