Tohutoro APA (7th ed.)
Cheruiyot, W. K. (2012). The effectiveness of credit risk management practices utilized by Kenya Commercial Bank in small and medium enterprise credit in Kenya. Daystar University.
Tohutoru Kātū Chicago (17th ed.)
Cheruiyot, Willy Kimutai. The Effectiveness of Credit Risk Management Practices Utilized by Kenya Commercial Bank in Small and Medium Enterprise Credit in Kenya. Nairobi, Kenya: Daystar University, 2012.
Tohutoro MLA (9th ed.)
Cheruiyot, Willy Kimutai. The Effectiveness of Credit Risk Management Practices Utilized by Kenya Commercial Bank in Small and Medium Enterprise Credit in Kenya. Daystar University, 2012.
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