Tohutoro APA (7th ed.)
Ilavonga, P. O. (2011). An investigation of the effect of credit referencing system in the banking sector in Kenya. Daystar University.
Tohutoru Kātū Chicago (17th ed.)
Ilavonga, Pius Oscar. An Investigation of the Effect of Credit Referencing System in the Banking Sector in Kenya. Nairobi, Kenya: Daystar University, 2011.
Tohutoro MLA (9th ed.)
Ilavonga, Pius Oscar. An Investigation of the Effect of Credit Referencing System in the Banking Sector in Kenya. Daystar University, 2011.
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