APA način citiranja (7. izdanje)
Ilavonga, P. O. (2011). An investigation of the effect of credit referencing system in the banking sector in Kenya. Daystar University.
Čikaški stil citiranja (17. izdanje)
Ilavonga, Pius Oscar. An Investigation of the Effect of Credit Referencing System in the Banking Sector in Kenya. Nairobi, Kenya: Daystar University, 2011.
MLA način citiranja (9. izdanje)
Ilavonga, Pius Oscar. An Investigation of the Effect of Credit Referencing System in the Banking Sector in Kenya. Daystar University, 2011.
Upozorenje: Ovi citati možda nisu uvijek 100% točni.