APA (7 वां संस्करण) प्रशस्ति पत्र
Hershbein, B., & Hollenbeck, K. M. (2015). Student loans and the dynamics of debt. W.E. Upjohn Institute for Employment Research.
शिकागो शैली (17वां संस्करण) प्रशस्ति पत्र
Hershbein, Brad, और Kevin M. Hollenbeck. Student Loans and the Dynamics of Debt. Kalamazoo, Michigan: W.E. Upjohn Institute for Employment Research, 2015.
एमएलए (9वां संस्करण) प्रशस्ति पत्र
Hershbein, Brad, और Kevin M. Hollenbeck. Student Loans and the Dynamics of Debt. W.E. Upjohn Institute for Employment Research, 2015.
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