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Tohutoro APA (7th ed.)
Gardner, J. (2009). Innovation and the futureproof bank: A practical guide to doing different business-as-usual. Wiley.
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Tohutoru Kātū Chicago (17th ed.)
Gardner, James. Innovation and the Futureproof Bank: A Practical Guide to Doing Different Business-as-usual. Chichester, U.K.: Wiley, 2009.
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Tohutoro MLA (9th ed.)
Gardner, James. Innovation and the Futureproof Bank: A Practical Guide to Doing Different Business-as-usual. Wiley, 2009.
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