APA-viite (7. p.)

ebrary, Inc, Cull, R. J., Demirgüç-Kunt, A., & Morduch, J. (2013). Banking the world: Empirical foundations of financial inclusion. MIT Press.

Chicago-viite (17. p.)

ebrary, Inc, Robert J. Cull, Aslı Demirgüç-Kunt, ja Jonathan Morduch. Banking the World: Empirical Foundations of Financial Inclusion. Cambridge, Mass.: MIT Press, 2013.

MLA-viite (9. p.)

ebrary, Inc, et al. Banking the World: Empirical Foundations of Financial Inclusion. MIT Press, 2013.