APA način citiranja (7. izdanje)

ebrary, Inc, & Oguz Gonulal, S. (2012). Takaful and mutual insurance: Alternative approaches to managing risks. World Bank.

Čikaški stil citiranja (17. izdanje)

ebrary, Inc, i Serap Oguz Gonulal. Takaful and Mutual Insurance: Alternative Approaches to Managing Risks. Washington, D.C.: World Bank, 2012.

MLA način citiranja (9. izdanje)

ebrary, Inc, i Serap Oguz Gonulal. Takaful and Mutual Insurance: Alternative Approaches to Managing Risks. World Bank, 2012.