APA-ийн эшлэл(7 дахь хэвлэлт)

Valencia, F., & Furtado, A. (2007). Banks' precautionary capital and persistent credit crunches. International Monetary Fund.

Чикаго-гийн эшлэл (17 дахь хэвлэлт)

Valencia, Fabian, ба Antonio Furtado. Banks' Precautionary Capital and Persistent Credit Crunches. [Washington, District of Columbia]: International Monetary Fund, 2007.

MLA -ийн эшлэл (9 дэх хэвлэлт)

Valencia, Fabian, ба Antonio Furtado. Banks' Precautionary Capital and Persistent Credit Crunches. International Monetary Fund, 2007.