APA-ийн эшлэл(7 дахь хэвлэлт)

Dabla-Norris, E., & Koeda, J. (2008). Informality and bank credit: Evidence from firm-level data. International Monetary Fund.

Чикаго-гийн эшлэл (17 дахь хэвлэлт)

Dabla-Norris, Era, ба Junko Koeda. Informality and Bank Credit: Evidence from Firm-level Data. [Washington, District of Columbia]: International Monetary Fund, 2008.

MLA -ийн эшлэл (9 дэх хэвлэлт)

Dabla-Norris, Era, ба Junko Koeda. Informality and Bank Credit: Evidence from Firm-level Data. International Monetary Fund, 2008.