APA-ийн эшлэл(7 дахь хэвлэлт)

ebrary, Inc, & Lusardi, A. (2008). Overcoming the saving slump: How to increase the effectiveness of financial education and saving programs. University of Chicago Press.

Чикаго-гийн эшлэл (17 дахь хэвлэлт)

ebrary, Inc, ба Annamaria Lusardi. Overcoming the Saving Slump: How to Increase the Effectiveness of Financial Education and Saving Programs. Chicago: University of Chicago Press, 2008.

MLA -ийн эшлэл (9 дэх хэвлэлт)

ebrary, Inc, ба Annamaria Lusardi. Overcoming the Saving Slump: How to Increase the Effectiveness of Financial Education and Saving Programs. University of Chicago Press, 2008.