APA način citiranja (7. izdanje)

ebrary, Inc, & Lusardi, A. (2008). Overcoming the saving slump: How to increase the effectiveness of financial education and saving programs. University of Chicago Press.

Čikaški stil citiranja (17. izdanje)

ebrary, Inc, i Annamaria Lusardi. Overcoming the Saving Slump: How to Increase the Effectiveness of Financial Education and Saving Programs. Chicago: University of Chicago Press, 2008.

MLA način citiranja (9. izdanje)

ebrary, Inc, i Annamaria Lusardi. Overcoming the Saving Slump: How to Increase the Effectiveness of Financial Education and Saving Programs. University of Chicago Press, 2008.