APA-referens (7:e uppl.)
Cheruiyot, W. K. (2012). The effectiveness of credit risk management practices utilized by Kenya Commercial Bank in small and medium enterprise credit in Kenya. Daystar University.
Chicago-referens (17:e uppl.)
Cheruiyot, Willy Kimutai. The Effectiveness of Credit Risk Management Practices Utilized by Kenya Commercial Bank in Small and Medium Enterprise Credit in Kenya. Nairobi, Kenya: Daystar University, 2012.
MLA-referens (9:e uppl.)
Cheruiyot, Willy Kimutai. The Effectiveness of Credit Risk Management Practices Utilized by Kenya Commercial Bank in Small and Medium Enterprise Credit in Kenya. Daystar University, 2012.
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