Cita APA (7th ed.)

Garman, E. T. (1994). Personal finance (4th ed.). Houghton Mifflin Co..

Cita Chicago (17th ed.)

Garman, E. Thomas. Personal Finance. 4th ed. Boston: Houghton Mifflin Co., 1994.

Cita MLA (9th ed.)

Garman, E. Thomas. Personal Finance. 4th ed. Houghton Mifflin Co., 1994.