Inclusion of peer group and individual low-income earners in M-Shwari micro-credit lending: a hidden Markov model approach

Inclusion of peer group and individual low-income earners in M-Shwari micro-credit lending: a hidden Markov model approach

The M-Shwari micro-credit lending system has excluded the low income earners as they lack good financial options due to volatile and fluctuating income. This paper proposes a decision support system for credit scoring and lending of the low income earners who are customers of M-Shwari using the hidd...

Disgrifiad llawn

Wedi'i Gadw mewn:
Manylion Llyfryddiaeth
Prif Awduron: Ntwiga, Davis Bundi, Ogutu, Carolyne, Kirumbu, Michael Kiura
Fformat: Erthygl
Iaith:English
Cyhoeddwyd: International Journal of Electronic Finance 2019
Pynciau:
Peer group
Low-income earners
M-Shwari
Hidden Markov model
Mynediad Ar-lein:https://repository.daystar.ac.ke/handle/123456789/2974
Tagiau: Ychwanegu Tag
Dim Tagiau, Byddwch y cyntaf i dagio'r cofnod hwn!

Rhyngrwyd

https://repository.daystar.ac.ke/handle/123456789/2974

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